Are you going to North Africa?Have you considered purchasing travel insurance for a worry-free
exploration of Morocco?
During your trip to Morocco, without falling into a disaster, the risk is permanent. Getting injured during a
hike, being the victim of food poisoning, getting a sunstroke, if all this may not be serious, it will require
medical intervention. However, this has a price that will only be perfectly taken care of if you have taken
out home insurance. Discover the guarantees to subscribe for your trip to Morocco to be certain of a
complete and efficient care.
Comparison of travel insurance for Morocco
Your travel insurance in Morocco must match your trip and the duration of your stay. Each company
offers its own guarantees, it is not always easy to find your way around, making a comparison and
studying quotes is essential to find out more. This makes it possible to better understand the guarantees,
the price and the precise terms of the contract.
Here is already a table that offers you some guarantees and travel insurance companies.
What is the best travel insurance for Morocco?
The best travel insurance for Morocco is undoubtedly the one that you will have chosen based on the
guarantees it offers you. The best insurance is also the one that offers you a rate adapted to your travel
budget.
Choosing your insurance correctly means ensuring that it adapts in every way to your situation. There
are as many needs as there are travelers.
Morocco is a beautiful country that you will be able to discover in different ways, which will affect the risk
and your needs in terms of guarantees.
You can choose to simply visit the largest cities in the country such as Marrakech, Casablanca, Rabat,
Tangier or Fez. You can choose to simply enjoy the sun and spend your stay on the most beautiful
beaches in Morocco. Of course, you can offer a more sporty character to your stay in Morocco. You thus
have the possibility to make a trek in the Moroccan desert, to surf in the bay of Agadir or to kitesurf in
Dakhla.
What is the price of a travel insurance for Morocco?
he price of your travel insurance in Morocco is consecutive to the guarantees that you will have
subscribed. Visiting museums and browsing the souk or practicing extreme sports do not require the
same guarantees.
Thus, the price will be influenced by the guarantees, but also by :
The compensation ceilings ;
The amount of deductibles ;
The deficiencies ;
The exclusions.
Beyond all these elements, the insurance company will establish a price according to your age. This one
impacts the risk and therefore, the amount of compensation.
Then, your insurer will take into account various elements such as the duration of your stay, the place
you are going to, etc.
Why take a travel insurance for Morocco?
Taking out travel insurance for Morocco or for any other destination allows you to benefit from financial
coverage. In the event of a health problem or any other claim, it is your insurance, within the limits of the
contract, which will compensate you. Thus, you do not jeopardize the continuation of your trip because of
budget problems.
What are the guarantees of a multi-risk travel insurance?
By taking out a multi-risk travel insurance, you will benefit from a number of guarantees. You can choose
a basic cover or a more complete protection depending on the nature of your trip. The objective is to
choose a tailor-made guarantee to optimize costs and be sure to be compensated in the event of a
problem.
Here are the guarantees that you can find in your insurance :
Reimbursement of medical expenses ;
Reimbursement in case of hospitalization ;
Travel cancellation insurance ;
Travel modification insurance ;
Repatriation assistance ;
Civil liability abroad ;
Legal protection ;
Baggage insurance ;
Insurance for the practice of sports, or even extreme sports.
When choosing your guarantees, make sure that the compensation limits are in accordance with your
expectations. Also, make sure that your deductibles are not too high and check the exclusions in your
contract.
Is travel insurance mandatory for Morocco?
While travel insurance is a must for Algeria, it is not a requirement for Morocco.The two countries have
not adopted the same policy in this area.
However, if this insurance is not mandatory, it is nevertheless essential if you wish to benefit from
compensation in the event of a problem on site. Without insurance, medical care will be at your expense.
This will also be the case with your ticket in case of early return, etc.
The importance of repatriation insurance for Morocco
Assistance is an important point of travel insurance.Repatriation may be necessary at any given moment.
Let’s imagine that you fall ill during your stay and that your state of health requires a medical repatriation.
This will cost you the price of a plane ticket, possibly the cost of an accompanying person, and that’s not
counting an extended transport depending on your situation. With repatriation insurance, you will not
have to pay for this service (depending, of course, on the compensation limits of your contract).
You may also need medical repatriation after a fall. Again, everything will be covered by your travel
insurance.
Now let’s imagine that you lose a loved one during your stay. If you need to make an early return, here
again the repatriation insurance can intervene. This will avoid adding financial worries to the sentence.
Am I reimbursed for my care in Morocco by the Health Insurance?
Yes, it is possible if you request it. If you need to call a doctor in Morocco, you will need to make the
advance payment and then send the French Social Security a “care received abroad” form.
To this form, you will need to attach a paid invoice and a medical prescription related to the care
received.
However, the Social Security will reimburse up to the French conventional rates, it is not certain that the
reimbursement will meet your expectations.
Does my Visa or Mastercard card cover me in Morocco?
Again, yes it is possible to be protected by your credit card. However, it must be a Visa Premier or Gold
Mastercard type card.
We advise you to carefully check the guarantees and the limits to find out if this insurance will be
sufficient or if an independent travel insurance should be preferred.
What insurance should I take when renting a car in Morocco?
Car rental is essential during your stay in Morocco if you want to discover several facets of this country.
The car insurance that accompanies your rental is often insufficient. The guarantees are not always
adapted and do not cover you if you do not take out options. In addition, the deductible imposed is often
high. So be sure to ask your renter to what extent it is possible to modulate your guarantees and
compare with an independent rental car insurance to find the best quality / price ratio.
Administrative, health and safety for Morocco: our advice
Here are some information to take into consideration before leaving so that your trip to Morocco takes
place in the best conditions.
What visa for Morocco?
The French do not need a visa to travel to Morocco. On the other hand, you must bring a passport or any
other valid identity document.
Health & Hygiene
In Morocco, the greatest risk is to contract a disease after eating or drinking water. It is advisable to get
vaccinated against hepatitis A and to give preference to bottled water. The WHO also recommends
washing fruits and vegetables thoroughly before consuming them. On the other hand, prefer well-cooked
meats.
If you are going for a long stay in a rural area, vaccination against rabies is recommended.
On-site security
Morocco is a fairly safe country. However, do not tempt the devil by showing your cash or your precious
possessions, in Morocco, as in all countries, the risk of theft exists. Do not entrust anything to people you
do not know and do not leave anything in your vehicle that could tempt a thief.
What to do in case of an accident in Morocco?
Are you the victim of an accident or an assault? Don’t have travel insurance?
We invite you to dial 15 to contact the civil protection, 19 to call the national security and 177 to contact
the gendarmerie.
What health insurance for expatriates in Morocco?
If you are planning to live in Morocco, replace your travel insurance with an expatriate insurance that will
be more suitable.
You will benefit from all the essential guarantees for a long stay: medical expenses, repatriation
assistance, civil liability, etc. Insurance companies like Chapka offer this coverage, do not hesitate to
make a comparison to find the best protection.
